·  The minimum deposit required to open this account is $100.
·  No minimum monthly balance is required for this account.
·  A per debit fee of $.25 will be charged for each debit from this
   account, including, but not limited to, each check, ATM withdrawal,
   debit memo, ACH or POS withdrawal in a monthly statement cycle.
·  Your check presented against insufficient funds (maximum four
   per day) $ 25.00 each.
·  Interest is not paid on this account.
·  Free Clarke American® safety paper checks.
·  Free Check Image Safekeeping.
·  Fee for cancelled images returned is $2.00 per month.
·  Free The Chief ATM Card  or Chief Chek Debit Card.
·  FREE TeleCHIEF Phone Banking.
·  FREE ECHIEF Internet Banking.
·  ECHIEF Bill Payment, 3 months free, $4.95 each month
   after 3 months.  
·  3 Free Foreign ATM transactions are allowed per monthly statement
   cycle;$1.00 per transaction fee is charged in excess of three.