Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
SHC Interest Rate |
SHC Annual Percentage Yield |
Homeowners Checking Account |
$100.00 |
$2,500.00 * |
.15% |
.15% |
N/A |
N/A |
NOW Account |
$500.00 |
$500.00 * |
.50 % |
.50% |
N/A |
N/A |
Super NOW Account |
|
|
|
|
|
|
Daily balance of less than $2,500 |
$2,500.00 |
$2,500.00 ** |
.50% |
.50% |
N/A |
N/A |
Daily balance of More than $2,500 |
$2,500.00 |
$2,500.00 ** |
.75% |
.75% |
N/A |
N/A |
Money Market Account |
|
|
|
|
|
|
Daily balance of less than $2,500 |
$2,500.00 |
NONE ** |
0.00% |
0.00% |
N/A |
N/A |
Daily balance $2,500 to $9,999.99 |
$2,500.00 |
$2,500.00 ** |
0.60% |
0.60% |
N/A |
N/A |
Daily balance $10,000 to $19,999.99 |
$2,500.00 |
$10,000.00 ** |
1.00% |
1.00% |
N/A |
N/A |
Daily balance $20,000 to $49,999.99 |
$2,500.00 |
$20,000.00 ** |
1.14% |
1.15% |
N/A |
N/A |
Daily balance $50,000 to $99,999.99 |
$2,500.00 |
$50,000.00 ** |
1.59% |
1.60% |
N/A |
N/A |
Daily balance of $100,000 or more |
$2,500.00 |
$100,000.00 ** |
2.08% |
2.10% |
N/A |
N/A |
Passbook Savings Account |
$100.00 |
$100.00 * |
0.60% |
0.60% |
N/A |
N/A |
Statement Savings Account |
$100.00 |
$100.00 * |
0.60% |
0.60% |
N/A |
N/A |
Health Savings Account |
|
|
|
|
|
|
Daily balance of less than $5,000 |
$100.00 |
$100.00 ** |
1.73% |
1.75% |
N/A |
N/A |
Daily balance of More than $5,000 |
$100.00 |
$100.00 ** |
1.98% |
2.00% |
N/A |
N/A |
Christmas Club |
NONE |
NONE |
0.60% |
0.60% |
N/A |
N/A |
3-month CD |
$2,500.00 |
$2,500.00 * |
2.48% |
2.50% |
2.72% |
2.75% |
6-month CD |
$2,500.00 |
$2,500.00 * |
2.23% |
2.25% |
2.48% |
2.50% |
1-year CD |
$500.00 |
$500.00 * |
2.72% |
2.75% |
2.97% |
3.00% |
1 ½-year CD |
$500.00 |
$500.00 * |
2.72% |
2.75% |
2.97% |
3.00% |
2-year CD |
$500.00 |
$500.00 * |
2.72% |
2.75% |
2.97% |
3.00% |
2 ½-year CD |
$500.00 |
$500.00 * |
2.72% |
2.75% |
2.97% |
3.00% |
18-month IRA CD |
$500.00 |
$500.00 * |
3.03% |
3.05% |
N/A |
N/A |
48-month IRA CD |
$500.00 |
$500.00 * |
3.22% |
3.25% |
N/A |
N/A |
18-month IRA Builder CD |
$50.00 |
$50.00 * |
0.60% |
0.60% |
N/A |
N/A |
THESE RATES ARE EFFECTIVE May 1,2008 AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. |
*Daily balance (the amount of principal in the account each day).
*There is a substantial penalty for early withdrawals on CDs.
*A withdrawal, interest rate change or imposition of fees will reduce earnings.
*The Annual Percentage Yield and Interest Rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term certificate. |
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