Merchant MasterCard/Visa
Blackhawk State Bank & Approval Payment Solutions, Inc.
A winning combination working together to provide you with
the very best in MasterCard/Visa Merchant Processing Services.
Blackhawk Bank & Trust is pleased to offer turnkey Merchant
MasterCard/Visa Processing Services in partnership with Approval
Payment Solutions, Inc. (APS) of the Midwest. Our alliance
enables merchants to accept credit and debit cards as well as
other forms of payment for merchandise, goods and services.
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APS and its associates authorize and settle transactions while funding the merchant for these sales. APS strives to build partnerships in the merchant MasterCard/Visa Processing arena by providing excellence in customer service, 24 hours a day, every day of the year.
Both Blackhawk Bank & Trust and APS understand that without credit card processing capabilities the merchant loses sales. That's why our goal is to set up most retail and restaurant accounts within 4 to 5 days from the time a merchant processing application is received. In addition, APS offers a broad range of acceptance programs, which makes allowances for those merchants who have a higher level of risk, even if other bank/agent processors may have declined merchant processing capabilities in the past.
So, whatever your merchant MasterCard/Visa processing needs, Blackhawk Bank & Trust & APS can help! APS features a highly experienced and aggressive management team that believes in a hands-on approach to friendly and assertive service. Our goal is to provide you with the tools necessary to increase sales and offer payment flexibility to your customers…with excellent service and at affordable pricing.
Credit and debit card acceptance is the fastest growing payment solution available to merchants today. Not only are retailers experiencing an annual growth in MasterCard and Visa sales, but also many emerging markets are beginning to accept credit cards as an alternative payment solution. These emerging markets include: municipalities, manufacturers, utilities, business services and governmental agencies. Other areas of growth include: Electronic Benefits Transfer, Social Security Benefits, Debit and Smart Card Processing.
APS niche is that it fully understands what is important to the merchant. Their knowledge and understanding of merchant clients enable them to recognize needs and opportunities immediately.
As a mid-sized merchant processor, APS firmly believes in providing clients the best products, services, and pricing while providing industry integrity and trust through good customer service. APS treats every customer as an individual, not as a number. Likewise, they believe that every client, no matter the size, has individual needs and requires specialized attention. Most importantly, APS works in tandem with us to spend the time that is necessary to identify the customer's needs. The management team of APS resembles that of Blackhawk State Bank in that both come from the old school, where a smile and a handshake still mean something. Hands-on customer service and integrity make the services of Blackhawk Bank & Trust and APS far superior to that of other processors.
Bigger is not always better. Blackhawk Bank & Trust and APS can and will take the time necessary to assure you the best level of service available because together, "We Truly Care About Your Business & Prosperity!"
Products
APS has an excellent reputation for supplying its merchants with MasterCard and Visa processing while providing excellence in hands-on customer service. However, this is not their only function. They also sell new and refurbished automated VeriFone, Hypercom, Talento and RDM processing equipment to merchants at reduced prices.
Some of the benefits of using Blackhawk Bank & Trust and APS for your automated equipment needs are as follows:
- Two-day delivery if within a 60-mile radius of the Quad City area.
- If you are not within the 60-mile radius, equipment will be delivered in three to five business days.
- Net 15 days on billing.
- For a minimal fee, equipment can be delivered programmed and ready to go. Our most common processors for programming are Global Payment Systems, VisaNet, MAPP, NDC and BuyPass.
Services
Tired of getting poor customer service regarding your merchant processing or no service at all? Blackhawk Bank & Trust and APS offer you the education and assistance to effectively accept MasterCard and Visa sales while providing excellence in customer service 24 hours a day every day of the year. We roll up our sleeves to get the job done for you and firmly believe in building loyal partnerships.
Here are a few examples of what we will provide you:
- Ability to accept all card types
- Professional 24-hour customer support
- 48-hour application approval
- 98% merchant application approval rate
- High risk merchant acceptance and approvals
- EBT, on-line debit, pay-at-the-pump, Lease options, check guarantee and verification capabilities, Electronic Check Conversion ATM processing
- Full research department for chargebacks and fraud prevention
Blackhawk Bank & Trust and APS take pride in the fact that we have everything you need in a bank card program: quick authorization, detailed end of the day reports, fast settlement, low rates, and best of all, great service. Local APS representatives will provide your business with onsite installation and training.
To support you after installation, technical support experts answer a toll-free support line 24 hours a day every day if the year. A team of merchant support operators is also available to help you with any financial or bookkeeping questions you may have.
Superior support and service will reduce your day-to-day processing concerns and let you get back to work.
If you would like to find out how Blackhawk Bank & Trust and APS can make your business prosper with a merchant MasterCard and Visa processing program, contact our merchant services representative, Evan Johnson, at (309) 738-0246 or complete the following questionnaire and return it to us today. |
